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Payroll Calculators

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Get Answers To Your Payroll Questions

Use our online, payroll calculators to get the financial information you need. Just enter your information and you'll get the answers to your questions in the form of graphs and customized reports, personalized to your financial life.

Calculators > Cash Flow

Use this calculator to determine the impact inflation may have on your standard of living.
A projected cash flow statement can help you evaluate your personal income and expenses and see if you potentially may run 'in the red or the black' at a future date.
Use this calculator to help determine what you could accumulate by reducing or eliminating discretionary monthly expenses.
If your income does not keep pace with increasing consumer prices then your standard of living can be reduced.
Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses.
It is prudent planning to have at least three to six months of liquid/cash assets set aside in the event of a loss of job, medical emergency, short-term disability, etc.
When you receive some extra money it may be difficult to determine whether you should invest the funds or use them to retire debt. Financial theory recommends that if your after-tax return on investments is greater than your after-tax cost of debt then you should invest.
You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals.
A working spouse can provide additional needed household income. However, when making your decision, you need to look at the net income generated by a working spouse not simply the gross income. Factors such as health insurance savings, increased daycare expenses, additional transportation costs, etc. need to be considered.
In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement.
Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.
Businesses generate a sources and uses of cash statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are running 'in the red or the black' each month.

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  • This was my first year using Toledo CPAs and they were incredible! Staff was delightful and they made the process so easy for me. I got a better then expected return and they set me up with tax estimates for the year to come. Needless to say I will be going back to them every year!
  • The amount of stress Tom, Nathan, and the staff has taken off of me has been a blessing. I can run my business and they take care of everything on the financial side. Knowledgeable, friendly, helpful, informative and affordable are only some of the many great things this company has to offer
  • I had a consultation with Tom about some business tax preparation questions I had. Simple, easy to understand answers, which I really appreciated. Friendly staff, very professional, I felt like they were truly concerned.
  • This is my 10th year with Toledocpa and looking forward for more to come! I want to thank you Tom and your staff for all those years! Congratulations on your new office Downtown! Wishing you the very best always!